Existence Certificate. Life Certificate. Jeevan Pramaan Patra

In LIC (Life Insurance Corporation of India), an existence certificate is a document that is used to confirm the survival of the policyholder. It is an important document that needs to be submitted by the policyholder or the nominee of the policy to the insurance company at regular intervals to ensure that the policy benefits are paid on time.

The existence certificate serves as proof that the policyholder is alive and confirms that the policy benefits should continue to be paid to the policyholder or nominee. It is typically required to be submitted annually or at regular intervals, as specified in the policy terms and conditions.

The existence certificate can be obtained from a government authority, such as a gazetted officer or a magistrate, or from a medical practitioner. The certificate needs to be duly filled and signed by the authority along with the policyholder’s signature and thumb impression.

It’s important to note that failing to submit the existence certificate can result in the suspension or termination of the policy benefits. Therefore, it’s advisable to ensure timely submission of the existence certificate to avoid any inconvenience or loss.

All types of pension policies offered by LIC (Life Insurance Corporation of India) require the submission of a life certificate by the policyholder to confirm their survival. These include:

  1. Jeevan Akshay plans
  2. New Jeevan Nidhi plans
  3. Jeevan Shanti plans
  4. Pradhan Mantri Vaya Vandana Yojana (PMVVY)
  5. Varishtha Pension Bima Yojana (VPBY)

In these policies, the policyholder receives periodic pension payments or annuity payments from the insurance company, and the life certificate ensures that the payments are made only to the policyholder and not to any other person. The frequency of submission of the life certificate may vary based on the policy terms and conditions, but it is usually required on an annual basis.

It’s advisable to check the policy document or contact the LIC customer service for more information on the specific requirements related to the submission of the life certificate for a particular pension plan.

The life certificate is also known by several other names, including:

  1. Survival certificate
  2. Existence certificate
  3. Proof of life certificate
  4. Pension certificate
  5. Certificate of existence

These terms are used interchangeably to refer to the same document that confirms the policyholder’s survival and is required for the continuation of certain types of policies, particularly pension plans. The life certificate serves as a crucial document to ensure that the policy benefits are paid out only to the policyholder and not to any other person in their absence.

Can I submit life certificate online?

Yes, LIC (Life Insurance Corporation of India) has introduced the facility of submitting the life certificate online for the policyholders’ convenience. Policyholders can submit the life certificate online through the LIC’s official website or mobile app. The online submission of the life certificate is known as the “Jeevan Pramaan” service, which is an Aadhaar-based digital life certificate.

To submit the life certificate online through Jeevan Pramaan, the policyholder needs to have an Aadhaar number and a registered mobile number linked to the Aadhaar card. The policyholder can download and install the Jeevan Pramaan mobile app or visit the LIC website and navigate to the Jeevan Pramaan portal to initiate the online submission process. The policyholder needs to follow the instructions and complete the authentication process using their Aadhaar details to generate the digital life certificate.

The digital life certificate generated through Jeevan Pramaan is valid for one year from the date of submission and can be used for the renewal of pension policies and other similar purposes. The online submission of the life certificate through Jeevan Pramaan is a convenient and hassle-free option for policyholders who may find it difficult to submit the certificate physically or in person.

The Jeevan Pramaan app can be downloaded from the Google Play Store for Android users and from the App Store for iOS users. Here are the links to download the app:

For Android: https://play.google.com/store/apps/details?id=jp.nic.JeevanPramaan

For iOS: https://apps.apple.com/in/app/jeevan-pramaan/id1170494433

It is important to note that the Jeevan Pramaan app requires the policyholder to have a valid Aadhaar number and a registered mobile number linked to the Aadhaar card to use the app for generating a digital life certificate.

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