Vikas Sharma LIC Agent, Gurgaon
Protect Your Family’s Future with Affordable Term Life Cover
Get up to ₹2 Crore cover at premiums starting from ₹500/month. Expert guidance from Vikas Sharma (LIC Agent) with claim support.
Check Your Premium in 30 Seconds
Why Choose Term Life Insurance?
Simple, transparent protection for your family with the highest cover per rupee.
Value That Protects
Get large cover amounts at affordable premiums so your family’s lifestyle, goals and EMIs stay on track.
Save Taxes
Premiums qualify for deductions under Section 80C and benefits may be tax-free under 10(10D) as per prevailing laws.
Advisor & Claim Help
Get end-to-end assistance from a trusted local LIC agent in Gurgaon—plan selection, paperwork and claim support.
Your Trusted Advisor – Vikas Sharma (LIC Agent, Gurgaon)
10+ years advising families across Cyber City, Udyog Vihar and Golf Course Road. 5,000+ clients. 4.9★ average rating.
Popular Cover Options
Pick what suits your family today—upgrade anytime as income grows.
₹50 Lakh Cover
₹400/mo*
₹1 Crore Cover
₹650/mo*
₹2 Crore Cover
₹1,200/mo*
*Premiums are indicative only and vary by age, term, health and underwriting. Final premium shared after consultation.
What Clients Say
“Thanks to Vikas ji, I picked the right LIC Term Plan. Simple, transparent and quick.”
Ajay (32), MG Road“Claim support was excellent during a tough time. Grateful for the guidance.”
Ritu (40), DLF Phase 4“Compared multiple options and got the best premium for ₹1 Cr cover.”
Rakesh (35), Cyber CityFAQ – Term Life Basics
How much cover should I choose?
Rule of thumb is 10–15× your annual income, plus any big loans. I’ll help tailor it based on your goals and budget.
Do I need medical tests?
Depends on age, sum assured and medical history. Many cases need simple health checks—scheduled at your convenience.
Are premiums fixed?
For level term plans, premiums generally stay fixed for the chosen term once issued. Riders may add cost.
Is claim settlement easy?
With proper disclosures and documentation, claims are straightforward. I provide hands-on claim assistance.
Get Your Free Quote
Answer a few quick questions and I’ll share options from LIC and other top insurers.