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Buy LIC Term Plan Online in Gurgaon

Buy LIC Term Plan Online in Gurgaon – Instant Support from Trusted Agent

Buy LIC Term Plan Online in Gurgaon


Why Choose a LIC Term Plan?

Bullet points or short paragraph:

  • Financial protection for your family
  • Affordable premium with high sum assured
  • Tax savings under Section 80C and 10(10D)
  • Peace of mind backed by LIC’s government trust

How to Buy LIC Term Plan Online in Gurgaon?

H3: Step-by-step process

  1. Connect with a certified LIC agent in Gurgaon (Like Neetu Jain – Call: +91-9891420503)
  2. Understand your insurance needs (Sum assured, term, add-ons)
  3. Choose the right LIC term plan – Options include:
    • LIC Tech Term (Plan 854)
    • LIC Jeevan Amar (Plan 855)
  4. Submit KYC documents online
  5. Get premium quote and payment link
  6. Complete medicals (if needed)
  7. Receive e-policy instantly on email

Why Buy LIC Term Plan Through a Local Gurgaon Agent?

  • Get personalized help in Hindi/English
  • Hassle-free medical test coordination
  • Premium calculation + riders explained clearly
  • Lifetime support for claims & servicing

LIC TERM PLANS – LIC offers 4 Term Plans

Compare LIC Term Plan Options

Plan NameMin Sum AssuredEntry AgeMax Policy TermPremium Payment
LIC Tech Term₹50 lakh18 years40 yearsYearly/Half-Yearly
LIC Jeevan Amar₹25 lakh18 years40 yearsFlexible

Frequently Asked Questions

Can I buy LIC term plan online without visiting branch?
Yes, with Aadhaar and PAN, a verified agent can help you complete the full journey online.

What’s the difference between Tech Term and Jeevan Amar?
Tech Term is 100% online; Jeevan Amar is through an agent. Both offer flexible terms and riders.

Is it safe to buy LIC term insurance online in Gurgaon?
Absolutely. When purchased through a certified agent or LIC’s official portal, your policy is 100% secure.


General LIC Questions in Gurgaon

Q: Can I buy LIC term insurance online in Gurgaon?
A: Yes, you can buy LIC term insurance like Tech Term online from LIC’s official website: licindia.in. If you prefer local guidance, contact trusted LIC agents in Gurgaon who can guide you through the online process.

Q: Where is the LIC office in Gurgaon located?
A: LIC has multiple branches in Gurgaon. A major one is at:
LIC Branch 114D, Jeevan Prakash Building,
Old Railway Road, Gurgaon – 122001.
[Other branches available in Sector 14, 56, and Manesar.]

Q: LIC agent near me in Sector 56 Gurgaon—who’s available?
A: You can contact Neetu Jain, a trusted and experienced LIC agent serving Sector 56 and nearby areas.

Call/WhatsApp: 📞 9891420503

Q: How do I find a trusted LIC agent in Gurgaon?
A: Look for agents with IRDAI license, good reviews, and specialization in LIC. For example, Neetu Jain is a verified LIC advisor in Gurgaon with over 500+ happy clients. Visit: www.insuringgurgaon.com

Q: What’s the contact number for LIC branch in Gurgaon?
A: Common contact numbers:
LIC Sector 14 Branch: 📞 0124-2321111
LIC Sector 56 Branch: 📞 0124-4033210
For agent assistance: 📞 9891420503


Payment & Policy Service

Q: How can I pay LIC premium online in Gurgaon?
A: Visit licindia.in → Click on “Pay Premium Online” → Choose “Through Customer Portal” or “Direct Pay” (no login needed). You can also use Paytm, PhonePe, or your bank app.

Q: How to check LIC policy status or bonus online?
A: Register on LIC’s customer portal. After login, go to “Policy Status” to view premium, bonus, and maturity details.

Q: What to do if I missed paying LIC premium?
A: You get a 30-day grace period. Pay immediately online or via agent. After that, your policy may lapse and needs revival with interest and health declaration.

Q: How to surrender a LIC policy in Gurgaon?
A: Visit your LIC branch with:

  • Original policy bond
  • ID proof
  • NEFT form & cancelled cheque
    Surrender value is calculated based on the policy term and premiums paid. Check with your agent for approximate amount.

Q: How to take a loan against LIC policy from Gurgaon branch?
A: If your policy has acquired surrender value (usually after 3 years), you can apply for a policy loan. Submit:

  • Policy bond
  • Loan form
  • NEFT mandate form
    You’ll get up to 90% of surrender value as loan.

Product Purchase & Planning

Q: Which LIC term plan should I buy in Gurgaon in 2025?
A: LIC Tech Term is ideal if you’re comfortable buying online. If you prefer offline with rider options and agent support, go for LIC Jeevan Amar (Plan 955).

Q: How much term cover is enough for a family in Gurgaon?
A: Ideally, 15–20x your annual income. For someone earning ₹10 lakh/year in Gurgaon, a cover of ₹1.5–2 crore is suggested. Add more if you have loans, kids’ education goals, or dependents.

Q: Difference between LIC Tech Term and Jeevan Amar?

FeatureTech TermJeevan Amar
PurchaseOnline onlyOffline (via agent)
RidersNo ridersAccident benefit, more
PremiumCheaperSlightly higher
SupportDIYFull agent service

Q: Can I buy LIC child plan or pension plan online in Gurgaon?
A: Yes. Plans like LIC Nivesh Plus or Jeevan Tarun (for children) and Jeevan Akshay (for pension) are available online. Use LIC’s portal or consult a Gurgaon agent for paperwork and projections.


Concerns & Complaints (Gurgaon-Specific)

Q: My LIC agent in Gurgaon took advance payment—what do I do?
A: LIC agents are not authorized to collect cash or cheques in their name. Always pay directly to LIC. File a complaint at your branch or email [email protected] with proof.

Q: How to lodge complaint if LIC agent misbehaves or misleads in Gurgaon?
A:

  1. Visit LIC branch and submit written complaint.
  2. Escalate to Gurgaon Divisional Office if unresolved.
  3. Further, you can email: [email protected] or contact LIC Ombudsman for Haryana zone.

Q: How can I change my LIC branch or update address in Gurgaon?
A: Visit your existing LIC branch with:

  • Address proof
  • Policy bond
  • Duly filled branch transfer form
    Your policy servicing branch will be changed to a preferred Gurgaon location.

Meet Your LIC Agent in Gurgaon

Neetu Jain
Certified LIC Agent – Sector 56, Gurgaon
Call/WhatsApp: +91-9891420503
Visit: www.insuringgurgaon.com

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