LIC Maturity Calculator

LIC Maturity Calculator – Estimate Returns, Surrender Value, Loan, and More

H1: LIC Maturity Calculator – Jeevan Anand, Endowment, Money Back & More

Welcome to the most comprehensive LIC Maturity Calculator page. Get an estimate of your LIC policy’s projected maturity amount, bonus, paid-up value, surrender value, and loan eligibility – all in one place.

LIC Plan Calculator: Enter Your Details

Use below to get personalized LIC maturity and policy insights.

Policy Name: Plan Buy Year: Annual Premium (₹):

Full Name
Mobile Number
Email ID (optional)
Plan Name ate of Commencement (Start Date)
Policy Term (in years)
Annual Premium Paid (₹)

☑ By clicking “Submit”, I accept the Terms & Conditions and authorize representatives from InsuringGurgaon to contact me via call/SMS/email.

[SUBMIT BUTTON]

LIC Policy Result: What You’ll Know

Once you submit the form, you’ll instantly receive the following:

Accumulated Bonuses – Year-on-year bonus added to your plan
Guaranteed Surrender Value – Value you get if policy is surrendered post lock-in
Current Surrender Value – Surrender value after deductions (if applicable)
Loan Eligibility – Check how much loan you can take against this policy
Paid-up Value – Value if you stop paying future premiums
Projected Maturity Amount – Final payout at the end of the term

What is the LIC Maturity Calculator?

The LIC Maturity Calculator is a smart digital tool to estimate:

Your expected return at policy maturity
Total bonuses accumulated
Surrender values, both guaranteed and current
Loan eligibility
Value of your policy if it becomes paid-up

This helps you make better financial decisions about continuing, surrendering, or reviving your LIC policy.

⚠ This tool is NOT valid for Term Insurance or ULIP policies.

How Does the LIC Calculator Work?

Let’s take an example:

Example:
Amit (Age 30), with LIC Jeevan Anand policy:

Sum Assured: ₹10,00,000
Policy Term: 25 Years
Premium Paying Term: 20 Years
Payment Mode: Yearly

After entering this in the calculator:

Estimated Annual Bonus: ₹40,000
Projected Maturity: ₹18,50,000
Loan Eligibility (after 3 years): ₹4,20,000
Surrender Value (after 7 years): ₹2,60,000
Paid-up Value: ₹5,50,000

These numbers help you stay on top of your policy’s performance.

Step-by-Step Guide to Use the LIC Calculator

Visit the form section on this page
Enter accurate information (DOB, Plan Name, Term, Premium, etc.)
Click SUBMIT
View your policy’s estimated performance
Optionally, request a callback for personalized help

Benefits of Using LIC Maturity & Premium Calculator

Benefit	Description
Time-Saving	Instant estimates in seconds
Accurate	Data-based calculations using LIC’s formula
Transparent	Know every breakup – bonus, surrender, paid-up
Compare Policies	Understand returns from different plans
Budget Better	Plan premiums and financial goals clearly

Also Available on Mobile!

Download the InsuringGurgaon App to access this LIC Calculator anytime, anywhere.

LIC Maturity Estimators – Supported Plans

This tool works for:

LIC New Jeevan Anand Maturity Calculator
LIC Endowment Policy Maturity Calculator
LIC Jeevan Labh Calculator
LIC Jeevan Saral Calculator
LIC Money Back Plan Calculator
LIC 10 Year / 15 Year / 20 Year Plan Calculators
LIC 1 Lakh / 10 Lakh Sum Assured Estimators

FAQ – LIC Maturity Calculator

Q. Can I use this calculator for term insurance plans?
No. This tool does not work for term or ULIP plans.

Q. Will the actual maturity amount differ?
Yes, final figures may vary based on bonuses declared and medical underwriting.

Q. Is my data secure?
Yes. We use encrypted channels and do not share your data with third parties.

Q. Can I compare two policies at once?
You can use the calculator twice to compare results side-by-side.

Final Thoughts

If you’re wondering whether your LIC policy will offer enough returns or if it’s better to surrender it – this tool gives you complete clarity.

Whether you’re looking for:

LIC Jeevan Anand calculator
LIC 10-year plan maturity
LIC paid-up value
Surrender value calculator

This is the only LIC All-in-One calculator you need.